We have found that most people prefer a plan that allows them to choose their own doctor without a referral and not have to pay any co-pays, co-insurance, or deductibles. This type of coverage is known as a Medigap Plan F and is the most popular choice for seniors in the marketplace.
The combination of Original Medicare and a Plan F gives you 100% coverage for Medicare approved hospital and doctor services. You will not have to pay a deductible, co-pay, or coinsurance. In most cases, there is no waiting period on pre-existing conditions.
Another popular option is the new Medigap Plan N. This option is a good choice for out-of-pocket cost protection in the face of certain health conditions or budget sensitivity.
Regardless of the company, all Medicare supplement insurance Plans A through N are federally regulated and carry the exact same benefits. The only difference is the amount of the premiums charged by each company.
If you have ever wondered why your premiums are so high, or if you are paying too much for your Medicare supplement insurance coverage, then you owe it yourself to find out the answer. Click here to Contact Us, or give us a call.
We specialize in finding the lowest premiums for your Medicare supplement, and only from AM Best “A” rated companies. Our clients have the best price and coverage the market affords on their supplement insurance.
If we become your Medicare supplement insurance agent, we promise to ALWAYS keep you with the lowest possible price on your Medicare supplement insurance by periodically reviewing your price and coverage and making changes where necessary.